Integrating All Elements of Your Financial Life

01

Financial Statement Analysis

We perform a thorough analysis of your entire financial picture using all your current financial statements. This crucial step helps us understand your financial status and build an optimized plan accordingly.

02

Financial Planning

Using your IPS and financial statement analysis, we create a tailored financial plan that addresses your short and long-term liabilities, cash flow needs, taxes, risk tolerance, and investment limitations. We consider all your accounts, regardless of whether they are directly managed by Lotus AM, to ensure a comprehensive approach.

03

Investment Strategy Implementation

We strategically implement your investment strategy based on the financial plan, considering your current positions and tax status for the most tax-efficient transition. We focus on long-term success, avoiding market-timing risks and aligning with market factors.

04

Regular Portfolio Monitoring

We consistently review client portfolios to ensure alignment with your IPS and market views. We encourage clients to update us on life events and changes, enabling us to adjust the financial plan as needed.

05

Employer Stock Compensation Planning

We specialize in creating tax-optimized strategies for various types of stock options and equity compensation, tailored to your cash flow needs. Our expertise helps maximize the value of this wealth source.

06

Concentrated Stock Holdings

We manage concentrated stock holdings through holding, selling, hedging, creating income, exchange funds, DAFs/charitable trusts, and more. Our strategies are customized to diversify, reinvest, or spend based on your needs.

07

Tax Optimization

We focus on reducing tax drag and optimizing tax-efficient retirement strategies. Our services include tax-loss harvesting, charitable giving strategies, customized estate planning, and tailored asset location/withdrawal strategies.